Stamp Duty Calculator
Work out the property purchase tax due in England, Northern Ireland, Scotland or Wales, banded correctly for your buyer type.
Property location
Property taxes differ across the UK: Stamp Duty Land Tax applies in England.
Buyer type
Based on current rates for residential purchases. Non-residential and mixed-use property use different rates not covered here.
Stamp Duty Land Tax
Estimated Property Tax
£5,000
Tax band breakdown
| Band | Amount Taxed | Rate | Tax |
|---|---|---|---|
| £0 - £125,000 | £125,000 | 0.0% | £0 |
| £125,000 - £250,000 | £125,000 | 2.0% | £2,500 |
| £250,000 - £925,000 | £50,000 | 5.0% | £2,500 |
| £925,000 - £1,500,000 | £0 | 10.0% | £0 |
| £1,500,000 + | £0 | 12.0% | £0 |
How property purchase tax works
England and Northern Ireland charge Stamp Duty Land Tax (SDLT). Scotland charges Land and Buildings Transaction Tax (LBTT). Wales charges Land Transaction Tax (LTT). All three are progressive, banded taxes - you pay each band's rate only on the portion of the price that falls within it, the same way Income Tax works.
First-time buyers
England, Northern Ireland and Scotland offer first-time buyer relief, raising the nil-rate threshold. In England and Northern Ireland, that relief is withdrawn entirely - not tapered - on purchases above £500,000. Wales doesn't have a separate first-time buyer relief for LTT.
Additional properties
Buying a second home or investment property adds a surcharge in every UK nation. In England, Northern Ireland and Wales, that surcharge is added as extra percentage points on top of each standard band. In Scotland, the Additional Dwelling Supplement is a flat rate charged on the entire purchase price, on top of the standard LBTT.