National Insurance Calculator
See exactly how much employee National Insurance comes out of your pay for 2026/27, split across each threshold.
Pay period
National Insurance uses the same thresholds across England, Scotland, Wales and Northern Ireland - it doesn't vary by region. Tax year: 2026/27.
National Insurance
Estimated Annual Employee NI
£1,794
Monthly
£150
Weekly
£35
How the thresholds apply
This is employee Class 1 National Insurance only. For the full picture including Income Tax, see the Income Tax Calculator or the Take Home Pay Calculator. Figures use published 2026/27 rates and are estimates for general guidance only.
How employee National Insurance works
Employee Class 1 National Insurance is charged on your earnings above the Primary Threshold. Pay below that threshold is NI-free, then the main rate applies up to the Upper Earnings Limit, and a lower rate applies to anything above it - a similar shape to Income Tax bands, but with its own separate thresholds and rates.
Why it doesn't vary by region
National Insurance is set by the UK government and applies at the same rates everywhere in the UK. Income Tax is the one that varies, because Scotland sets its own bands and rates independently.
For the Income Tax side of your pay as well, see the Income Tax Calculator, or get the full breakdown on the Take Home Pay Calculator.