How much tax will I pay on £21,000?

On a £21,000 salary in England, Wales or Northern Ireland, you'd pay an estimated £1,686 in Income Tax and £674 in National Insurance for 2026/27.

What is the take-home pay for £21,000 after tax?

Take-home pay on a £21,000 salary is an estimated £18,640 a year, or £1,553 a month.

Is £21,000 different in Scotland?

Yes. Scotland uses its own Income Tax bands, which can result in a different tax bill at the same salary. Use the full Take Home Pay Calculator and select Scotland to see the difference.

£21,000 After Tax

Estimated UK take-home pay for a £21,000 annual salary in 2026/27, based on England, Wales and Northern Ireland rates.

Take-home pay

Estimated annual take-home

£18,640

Yearly

£18,640

Monthly

£1,553

Weekly

£358

Daily

£72

Hourly

£9.56

You keep 88.8%of your gross salary

Take-home Deductions

Full Breakdown

Annual Gross Salary£21,000

Income Tax−£1,686

National Insurance−£674

Total Deductions£2,360

Effective Deduction Rate11.2%

Take-Home Pay£18,640

On a salary of £21,000 in England, Wales or Northern Ireland, you'd take home an estimated £18,640 a year. That works out at £1,553 a month, or £358 a week, after Income Tax and National Insurance.

You get the full tax-free Personal Allowance of £12,570, so that amount of your income isn't taxed at all. The remaining £8,430 is charged Income Tax.

All of your taxable income sits within the basic rate band. Altogether you'd pay £1,686 in Income Tax and £674 in National Insurance this year.

Add it all up and deductions come to £2,360, an effective deduction rate of 11.2%. You keep 88.8% of your gross salary.

Nearby salaries

£16,000 £18,500 £21,000 £23,500 £26,000

Want to add pension, student loan or bonus details?

Use the full calculator for a personalised breakdown, including Scotland and Wales.

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