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Inflation Calculator

Inflation Calculator

See what an amount today will cost in the future, or what a future amount is really worth in today's money, at a given inflation rate.

What do you want to work out?

£
%
yrs

Inflation

Equivalent Future Cost

£1,280.08

Amount Today£1,000.00
Equivalent Future Cost£1,280.08
Extra Cost from Inflation−£280.08
Cumulative Inflation28.0%

Assumes a fixed annual inflation rate for the whole period, compounded yearly. Real inflation varies year to year rather than staying constant.

How inflation erodes purchasing power

Inflation means the same amount of money buys less over time. Compounding a fixed inflation rate over several years shows how much more something is likely to cost in the future, or - looking the other way - how much a future sum is really worth once you strip out the effect of rising prices.

Two directions, one formula

Working out a future cost multiplies today's amount by (1 + rate) raised to the power of the number of years. Working out today's purchasing power of a future amount divides instead of multiplying - the same compounding relationship, used in reverse.

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