£300 a Month Into a Pension for 30 Years
Illustrative growth of £300 paid into a pension every month for 30 years, at a few typical investment growth rates. No starting pot or employer contribution assumed.
| Growth Rate | Total Contributions | Growth | Final Pot |
|---|---|---|---|
| 3% | £108,000 | £67,258 | £175,258 |
| 5% | £108,000 | £142,718 | £250,718 |
| 7% | £108,000 | £260,126 | £368,126 |
At 5% a year (illustrative)
Add a starting pot or employer contribution
The figures above start from £0 with no employer contribution. Use the calculator below to add your actual current pot, employer contribution and age.
Pension projection
Estimated Pension Pot at Retirement
£562,478
Growth over time
Illustrative withdrawal amount
Annual income if you withdrew a fixed percentage of your pot each year. Not a claim about sustainable income - actual sustainable withdrawal depends on returns, life expectancy and how the pot is invested.
This is an illustrative projection only, not a guarantee of retirement income - actual pension growth depends on investment performance, charges and contributions actually paid. It doesn't include the State Pension or any pension tax relief or Annual Allowance limits.
About this estimate
This projection compounds monthly at a fixed rate for the full term, with no employer contribution, no fees, and no change to the contribution amount over time. Real pension growth varies year to year, most workplace pensions include an employer contribution on top of your own, and platform or fund fees typically reduce net growth slightly.
Want to try your own numbers?
Use the full calculator for your actual age, pot, contributions and growth rate.