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£5,500 Loan Repayment Calculator

There's no single repayment figure for a £5,500 loan, because the APR you get depends on the lender and your credit profile. Here's how repayments compare over 5 years at a few representative rates.

£5,500 loan over 5 years

APRMonthlyTotal InterestTotal Repaid
5%£104£728£6,228
7.5%£110£1,113£6,613
10%£117£1,512£7,012
15%£131£2,351£7,851

Try your own rate and term

£
%
yrs

The APR you're offered depends on the lender and your credit profile - this isn't a guaranteed rate.

Loan repayments

Monthly Repayment

£110

Borrowed£5,500
Total Interest−£1,113
Interest as % of Amount Borrowed20.2%
Total Repaid£6,613

Understanding APR and loan terms

APR (Annual Percentage Rate) is the yearly cost of borrowing, including interest, which lets you compare loans on a like-for-like basis. The APR you're actually offered depends on the lender and your credit profile - advertised rates aren't available to everyone, so use these figures as a guide rather than a quote.

A longer term lowers your monthly payment but increases the total interest you pay, since interest has longer to accrue. A shorter term does the opposite: higher monthly payments, less interest overall.

Other loan amounts

Working out a discount or fee?

The Percentage Calculator handles quick percentage sums like this.

Percentage Calculator