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£15,000 Loan Repayment Calculator

There's no single repayment figure for a £15,000 loan, because the APR you get depends on the lender and your credit profile. Here's how repayments compare over 7 years at a few representative rates.

£15,000 loan over 7 years

APRMonthlyTotal interestTotal repaid
5%£212£2,809£17,809
7.5%£230£4,326£19,326
10%£249£5,917£20,917
15%£289£9,314£24,314

Try your own rate and term

£
%
yrs

The APR you're offered depends on the lender and your credit profile - this isn't a guaranteed rate.

Loan repayments

Monthly repayment

£230

Borrowed£15,000
Total interest−£4,326
Interest as % of amount borrowed28.8%
Total repaid£19,326

Understanding APR and loan terms

APR (Annual Percentage Rate) is the yearly cost of borrowing, including interest, which lets you compare loans on a like-for-like basis. The APR you're actually offered depends on the lender and your credit profile - advertised rates aren't available to everyone, so use these figures as a guide rather than a quote.

A longer term lowers your monthly payment but increases the total interest you pay, since interest has longer to accrue. A shorter term does the opposite: higher monthly payments, less interest overall.

Other loan amounts

Working out a discount or fee?

The Percentage Calculator handles quick percentage sums like this.

Percentage Calculator