Minimum Hourly Rate for £80,000 Take-Home
Based on typical working hours - 5 days a week, 7.5 hours a day, 5.6 weeks holiday and 20% non-billable time.
Minimum hourly rate
£94.45
Use your own working pattern
Different working days, holiday allowance or expenses change the rate you need. Use the full calculator to enter your own figures.
Admin, marketing, finding work
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Minimum rates
Minimum Hourly Rate
£37.81
At that turnover
Because Income Tax and National Insurance are progressive, the rate needed to hit a take-home target isn't a simple percentage markup - this is solved against the same engine as the Self Employed Tax Calculator. Treat this as a minimum: most freelancers price in a buffer for quiet periods, non-paying clients and business growth.
About this figure
This is a minimum, not a recommendation - it doesn't include a buffer for quiet periods, unpaid invoices, or reinvesting in the business. It's solved against the same progressive Income Tax and Class 4 National Insurance rules as the Self Employed Tax Calculator, not a flat percentage markup.
Other take-home targets
Want the full tax breakdown?
Use the Self Employed Tax Calculator for the complete picture.