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Capital Gains Tax on a £112,500 Gain

CGT depends on your other income, since a gain is taxed as the top slice of your total income (before the Annual Exempt Amount is applied). Here's what a £112,500 gain would cost at a couple of income levels, assuming no allowable costs or losses.

ScenarioCapital Gains TaxNet Profit
Basic rate earner£30,000 other income£25,064£87,436
Higher rate earner£60,000 other income£26,280£86,220

Check your own figures

Add your actual purchase price, costs and any losses using the full calculator below.

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Asset type

Region

Region only affects tax on your other income. Capital Gains Tax rates and bands are UK-wide.

£

Used to work out how much of the basic rate band is left for your gain

Tax year: 2026/27

Capital Gains Tax

Estimated CGT

£5,324

Gain£29,000
Annual Exempt Amount Used£3,000
Taxable Gain£26,000
Capital Gains Tax−£5,324
Net Profit£23,676

Rate breakdown

At 18%£15,270
At 24%£10,730

Annual Exempt Amount: £3,000. This doesn't account for relief on a main home (Private Residence Relief) or Business Asset Disposal Relief - figures use published 2026/27 rates and are estimates for general guidance only, so check your exact position with HMRC or a qualified adviser.

Why the tax due varies

The first £3,000 of gains each year is covered by the Annual Exempt Amount. Above that, the rate depends on which Income Tax band your total income (other income plus the taxable gain) falls into - 18% within your remaining basic rate band, 24% above it.

Other gain amounts

Have costs or losses to include?

Use the full calculator for an accurate figure.

Capital Gains Tax Calculator